Hearing loss is a debilitating problem if left untreated. There is a wealth of research to prove this. It is unfortunate that so many adults do not take the steps to get help and visit an Audiologist. The reason for not seeking help may be tied to the fact that most insurance plans do not cover services for hearing beyond the cost of a hearing evaluation.
Medicare Part B does not include any hearing benefits but it is worth investigating your secondary insurance. Medicare Advantage plans and some secondary insurance policies advertise that they have hearing benefits. Enrolling in a plan with hearing benefits does not mean that hearing aids are free or that the cost of hearing aids are covered. It requires you to pay out of pocket. The insurance company has negotiated with a variety hearing aid manufacturers to offer hearing aids that you pay for. Most of the time, the beneficiary must see a provider in network. This may restrict the choice of where you can go and most likely, the care and products that are included are limited.
With Medicare enrollment comes a deluge of insurance paraphernalia. Every bit of this information should be carefully examined before making a choice. Ads can be deceiving. Don’t be fooled by words or low cost. You will still pay out of pocket for hearing aids. Although the enticements may or may not be in the best interest of the consumer, these programs always benefit the insurance company.
One website for Medicare Advantage states that the most important factors to help with hearing are quality, technology and style. The hearing aid is only one part of the process. The three factors that lead to success are you, the professional you choose and designing the right solution. Your desire and motivation along with a treatment plan that includes the right hearing aid will lead you to a successful outcome.
Buyer beware. Know what you are getting yourself into before you sign on the dotted line. Ask questions, make educated choices and do it right the first time. You’ll be glad you did.